Full expenses article for photographers

Expense Claimable? Notes Keep
Camera bodies, lenses, lights, stands Usually yes Equipment. Mixed holiday use means a split. Invoices, serial numbers help with insurance too
Adobe, catalogue, gallery hosting Usually yes Software of the trade. Subscriptions
Second shooter and editor fees Usually yes If they invoice you as self-employed. Payroll if they are staff. Their invoices
Travel to shoots Usually yes Mileage at 55p first 10,000 in 2026/27 if simplified, or tickets. Overnight hotels for jobs yes. Log, bookings
Props, albums, print costs you resell Usually yes Stock or materials. Album sales are also turnover. Lab invoices
Website, ads, directory listings Usually yes Getting booked. Invoices
Insurance (kit, public liability, professional indemnity) Usually yes Business policies. Schedules
Studio hire or home studio share Usually yes Hire invoices, or a fair home-office amount. Invoices or calculation
Phone and broadband share Usually yes Client comms and uploads. Bills
Clothes for shoots No Ordinary clothing, even “all black for weddings”. n/a
Your own wedding or family portraits No Personal. n/a
Client meals and “thank you” drinks No Entertaining. n/a

Usually not claimable

  • Everyday clothes and a watch, even on a wedding.
  • Holiday travel with a camera in the bag claimed as 100% business.
  • Parking tickets at the venue.
  • Gym membership for “looking the part”.
  • Drawings to live on. Those are not expenses.